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Visit Our Website: www.e-finance.com.au
Who is Alliance e-finance?
Since our establishment in 1992, we have been delivering true value to relationships with our clients, vendors and business partners through our ethical and open approach to financing. We have branches in Brisbane, Adelaide, Perth, Canberra and Melbourne supported by our Head Office in Sydney to service our clients and business partners Australia wide.
Why Finance?
No capital outlay: The finance option requires no initial capital expenditure. By conserving capital, financing can enable funds to be better utilised in the running of the business and can also free-up capital for investment purposes. Financing options require only a monthly outlay rather than a major dollar outlay. Financing can also provide an extra source of credit that leaves existing lines of credit unaffected
Flexible to suit your needs: Financing can usually be catered to your specific needs whether it is via Rental, Lease or Hire Purchase. Structured payments can also be organised, for example paying quarterly, half yearly, annually or up front payments. The budgeting process is also simplified as financing guarantees a fixed payment for a specified term.
Tax and accounting benefits: As long as the equipment is used for business purposes, tax deductions are available. Under a hire purchase, the depreciation of the equipment and the interest component of the agreement are tax deductible. Under a rental or Lease, the monthly instalments are tax deductible. Your accountant will be able to advise you of the best finance option that suits your business needs.
As rentals are treated as an operating expense, they may qualify as off balance sheet financing. This results in avoiding the equity accounting calculations that are applicable to other forms of finance.
Inflation protection: If your customer chooses to purchase the equipment, they would outlay the full cost of equipment at today’s dollar value. Over the life of the equipment, a portion of this cash outlay is “recovered” by depreciation. As a result of inflation, the dollars recovered through depreciation are continually decreasing in value.
Our Products
We offer the option of Rental (Operating Lease). Lease and Commercial Hire Purchase on amounts as low as $2000. Our work begins with an analysis of your needs, after which we guide you through the process of acquiring the right finance package. We aim to understand your business, to ensure you receive the optimum finance facility. Together we work to structure the appropriate product for you taking into account:
• Technology obsolescence
• Budgetary and cash flow issues
• Relevant tax issues
Once the transaction has settled our involvement does not end.
Alliance e-finance will assist you through the term of your contract; if you require additional information, asset and cost centre reporting, change bank accounts, or need to upgrade the equipment earlier than anticipated - we will be there to assist. When the contract nears the end of its initial term our asset management team works with you to aid your decision to upgrade or keep your current equipment or perhaps change to something completely new!
Do you own property?
Have you owned/operated your current business for a minimum of 2 years?
Do you have a clear credit history?
Apply Today
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